Estate Planning with Life Insurance in a Rising Interest Rate Environment
Outline: Estate Planning with Life Insurance in a Rising Interest Rate Environment
- Current Planning Environment
- Impact of interest rates on product performance
- Options for dealing with an underperforming policy
- When should clients consider using a financing technique to purchase life insurance?
- What are the primary financing techniques?
- How rising interest rates impact selected planning strategies
- The importance of always having an exit strategy
John Snider II is AVP and Associate Counsel with the Advanced Markets Group. In his current position, John provides advanced life insurance, tax, estate planning, business planning, and charitable planning expertise to home office employees, field personnel, producers and advisors.
Professional experience Before joining John Hancock, John was in private practice in the Kansas City area with a major nationally recognized law firm where he concentrated his practice on estate planning, business planning, and charitable planning for moderate and high-net-worth individuals and entities. John was one of the founding members of the Advanced Markets team. With more than 30 years of experience, he has served the insurance profession as an Advanced Markets attorney for John Hancock, Manulife Financial, and two other insurance carriers. His prior experience includes point of sale support. John lives in Kansas City, Missouri.
Education & affiliations John received his Bachelor of Arts degree, summa cum laude, in Economics, Business Administration and Religious Studies, completing three majors in four years and graduating first in his class from Graceland College (now University) in Iowa. John received his Juris Doctor degree from the University of Kansas School of Law where he was elected by the faculty into the Order of the Coif.