Estate Planning With IRAs and Qualified Plans

Date: Monday, May 20, 2013
Time: 5:30 PM - 8:00 PM
Location: Five Happiness
Speaker: April Caudill

April Caudill, J.D., CLU, ChFC, AEP, is a Senior Advanced Planning Attorney with the Planning and Sales Division of Northwestern Mutual. The Division supports the nation-wide field force of Northwestern Mutual by writing publications, presenting seminars and assisting financial representatives with estate and business planning aspects of their cases.

Prior to joining Northwestern Mutual, April was a Director of Advanced Marketing with a life insurance carrier headquartered in New Jersey and previously served as the Managing Editor of Tax Facts at the National Underwriter Company, where she worked for 19 years. Her areas of expertise include qualified plans, ERISA and distribution planning.

April is a frequent writer and speaker on retirement and distribution planning topics and is a frequent contributor to the Journal of Financial Service Professionals. In 2002, she was the first place winner of the Kenneth Black Jr. Journal Author Award presented by the Foundation for Financial Service Professionals. She is the Immediate Past President of the Society of Financial Service Professionals. April is also a member of the National Association of Estate Planners and Councils, the Milwaukee Estate Planning Forum, and the American Bar Association.

April’s publications also include contributions to Retirement Income Redesigned by Harold Evensky and Deena Katz (Bloomberg, 2006) and ERISA, A Comprehensive Guide (Aspen, 2008). She is the co-author of The Mutual Fund Handbook (National Underwriter, 2001). April is a graduate of the University of Cincinnati and the Salmon P. Chase College of Law at Northern Kentucky University. She is licensed to practice law in Ohio and Wisconsin.

The number of your clients who are affected by the federal estate tax may have diminished greatly as a result of recent legislation, but the number who have qualified retirement assets is unchanged! In this presentation, we will look at the unique characteristics of qualified retirement and IRA assets, and the special income tax and estate planning issues that apply when working with them. Learn which fact scenarios raise red flags, and when additional planning steps might be necessary to help your clients achieve their objectives.